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Latest revision as of 10:23, 18 August 2026

S is for SPLIT. Income splitting is a strategy that involves transferring a portion of greenbacks from someone will be in a high tax bracket to a person who is from a lower tax segment. It may even be possible to reduce the tax on the transferred income to zero if this person, doesn't possess other taxable income. Normally, the other body's either your spouse or common-law spouse, but it could even be your children. Whenever it is easy to transfer income to a person in a lower tax bracket, it should be done. If major difference between tax rates is 20% the family will save $200 for every $1,000 transferred to the "lower rate" relation.

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